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Ph. ( 954) 249-3032
John 14:6
About Us
Planning Your Future Needs
Planning Your Future Needs
Planning Your Future Needs
With over 30+ years of working in the financial industry, we
assist our clients in educating and preparing them for their
future.
Ask us about:
Retirement planning (IRA'S/
401K's/Fixed/Index/Variable Annuities)
Education funding (529 Plans)
Supplemental Health Insurance (AFLAC)
Life/Disability/LTC Insurance
Comprehensive Approach
Planning Your Future Needs
Planning Your Future Needs
We use a needs-based approach in recommending strategies designed to assist in meeting your financial goals and objectives. Our priority is in providing suitable strategies and recommendations tailored to help meet you and your family's needs.
Committed to Service
Planning Your Future Needs
Committed to Service
Every financial strategy starts with an excellent client relationship. Our mission and values include exceeding our client’s every expectation. Call us today to find out how we can suggest long- and short-term strategies that will help you realize your financial dreams.
Contact Us
Get Started Today
Reach out with any questions or to set up a meeting with us to discuss what's important to you and your family.
Everlasting Wealth Strategies LLC
PH. (954) 249-3032 Email: elisa@everlastingwealthstrategies.com
Hours
Monday - Friday: 9am - 5pm
Saturday: By appointment
Sunday: Closed
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DISCLOSURES
This site is published for residents of the United States only. Representatives may only conduct business with residents of the states and jurisdictions in which they are properly registered. Therefore, a response to a request for information may be delayed until appropriate registration is obtained or exemption from registration is determined. Not all of services referenced on this site are available in every state and through every advisor listed. For additional information, please contact Elisa Rojas at (954-249-3032 or elisa@everlastingwealthstrategies.com).
Fixed Annuities are long term insurance contracts and there is a surrender charge imposed generally during the first 5 to 7 years that you own the annuity contract. Withdrawals prior to age 59-1/2 may result in a 10% IRS tax penalty, in addition to any ordinary income tax. Any guarantees of the annuity are backed by the financial strength of the underlying insurance company.
Indexed annuities are insurance contracts that, depending on the contract, may offer a guaranteed annual interest rate and some participation growth, if any, of a stock market index. Such contracts have substantial variation in terms, costs of guarantees and features and may cap participation or returns in significant ways. Any guarantees offered are backed by the financial strength of the insurance company. Surrender charges apply if not held to the end of the term. Withdrawals are taxed as ordinary income and, if taken prior to 59 ½, a 10% federal tax penalty. Investors are cautioned to carefully review an indexed annuity for its features, costs, risks, and how the variables are calculated.
Please consider the investment objectives, risks, charges, and expenses carefully before investing in Variable Annuities. The prospectus, which contains this and other information about the variable annuity contract and the underlying investment options, can be obtained from the insurance company or your financial professional. Be sure to read the prospectus carefully before deciding whether to invest.
The investment return and principal value of the variable annuity investment options are not guaranteed. Variable annuity sub-accounts fluctuate with changes in market conditions. The principal may be worth more or less than the original amount invested when the annuity is surrendered.
A 529 plan is a college savings plan that allows individuals to save for college on a tax-advantaged basis. Every state offers at least one 529 plan. Before buying a 529 plan, you should inquire about the particular plan and its fees and expenses. You should also consider that certain states offer tax benefits and fee savings to in-state residents. Whether a state tax deduction and/or application fee savings are available depends on your state of residence. For tax advice, consult your tax professional. Non-qualifying distribution earnings prior to 2024 are taxable and subject to a 10% tax penalty. Beginning in 2024, unused 529 plan funds may be rolled into a Roth IRA assuming the following conditions are met: 1) must have owned the 529 plan for 15 years, 2) can only convert funds that have been in the 529 plan for at least 5 years, 3) rollover amount cannot exceed $35,000 and 4) rollovers must be made to a beneficiaries Roth IRA.